How can filing for bankruptcy help with creditors?

Once you prepare your paperwork and file for bankruptcy, the clerk of the court provides you with a case number and sends an accompanying notice to all creditors to stop contacting you. You should keep the notice so that if a creditor contacts your home you can give them your case number. Also, that notice will provide your Meeting of Creditors information. Once you tell them your case number or they receive a notice from the court of your petition for bankruptcy, all of your creditors must stop contacting you. If they persist in contacting you, they could be subject to sanctions by the bankruptcy judge.