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Bankruptcy


4. The Process

There are eight basic steps in obtaining your bankruptcy. The attorney you use through the LegalZoom network will assist you with the entire process which takes about 3 to 6 months on average.

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  • Attending a credit counseling course at an approved credit counseling agency.
  • Meeting with a bankruptcy attorney to draft copies of your paperwork.
  • Providing proof of income for the previous six months in order to determine eligibility.
  • Determining with the attorney which assets are safe in a bankruptcy.
  • Filing the paperwork with the bankruptcy court.
  • Attending a short meeting with the bankruptcy trustee.
  • Attending an additional personal financial management class.
  • Obtaining the final discharge of debts from the bankruptcy court.
 
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