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P.s. the debt is now almost $4,000. They've been charging interest since I went to court in 2007. This account is closed since 2001. I closed it. 10 years is too long to have a debt that you know you paid despite the interest. I cannot pay it. I want to file bankruptcy, but don't have the funds to pay the lawyers. I'm very upset and unhappy. It's like dark cloud hanging over your head constantly. I want to go on with my life to help my children have a better life. I'm tired. This is not my fault they took advantage of me.