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Hello.i have had excellent credit until my mom lost her job and my dad was hurt on the job my dad now is out on comp we started to use credit even my credit to help the house out now they keep calling us every day and we are like broke living day to day how can I get them to stop calling how can I make this go away I also have student loans I co sign with my parents we are so worried we are going to get thrown out if are house please if you can share some advise with me even if I file for bankruptcy would I get it please help me thank you

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