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I'm a single parent of one adult female child. Her mother is deceased and we were never married.My "estate" (which I consider small and basic) consists of about 200K in an IRA, 20K cash in the bank, a condominium with 150K left in mortgage principal with barely any equity (housing bubble problem!!), and half ownership in a paid off recreational property worth about 35K to me. My desire is to simply give my daughter everything at the time of my death. Obvious question here: Will or Living Trust? Thanks for any reply. I hope this was a correct usage of this forum.