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I almost die last week. I need to know what to do. I asked my sister who lives in Texas to take my son if anything happens to me. My assets are not much life insurance 350k, IRA 20k, and some Thrift Savings. I had my son late in life so at 50 he's only 7 yrs. I need to know what is best to make sure my sister gets what she needs to take care of my son. Should I put everything in my son's name or my sister's name to make it easier or should I do a will/living trust. Thanks