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My former wife and I separated in 2005 and the divorce was finalized in 2007. Part of the settlement agreement stipulated that she gets the sole use of the home but that we are still co-owners of the property. (The mortgage was re-financed into her name only). There is equity in the home.

In the past few years I have incurred medical debt. That, combined with old credit card debt that I cannot service has put me in the unfortunate position of considering bankruptcy. However, I still have an equity interest in the home my former wife occupies.

What are the implications of filing for bankruptcy for my former wife in regard to the property we still own together?


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