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I WOULD FILE A SMALL CLAIMS SUIT WITH THE TOWN IN WHICH YOU LIVE THEY WILL HELP YOU THROUGH IT, i WOULD MAKE SURE YOU BRING PICTURES,ACOPY OF HOW MUCH YOUR DEDUCTIBLE IS WITH YOUR INSURANCE AND THE BILL OF IT BEING FIXED. YOU NEED TO PROVE EVERYTHING. THE TREE IS ON HIS PROPERTY, A LETTER TO HIM ASKING HIM TO PAY THE DEDUCTIBLE, BRING A COPY OF ALL OF IT AND SEE WHAT THE JUDGE SAYS..........I BET YOU GET YOUR MONEY

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