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Not an expert here, but I think your name can be on title/deed to the home without being on the security instrument (mortgage/note). You can look into that, or get a will to dictate what happens to your husband's property on his death.
Also, sounds like your husband may already have life insurance, but you might want to check that it is sufficient to pay off any existing liens on the property and leave enough for burial expenses, child care (if they still require your support), and enough to set you in the right direction on his death (for my family, there is enough for my wife to live on during and pay for a 4-year college degree if she wants to go back to school to help her future earnings).