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I just went through my first divorce and every job i get a DEBT COLLECTION agency is garnishing my wages. My w2 tax return gets completely gone with "NO REFUND" after my HARD WORKING SELF to make an honest living. I just drive myself insane and now to make a better "LIFE" for myself I went online searched through this website and "NEED THE HELP AS MUCH AS POSSIBLE FROM YOU PEOPLE". I filed for bankrupcy on here from easy steps to "END THIS". It started myself struggling through employement then received a phone call from debt collection agencies it began drained my bank account and continue garnish my wages also my W2 tax returns. I want this "NIGHTMARE" to stop.