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My mother has a open active mortgage loan and she passed away at the beginning of this month. There is no money available to continue paying the loan so my brother and I, who are named as her surviving children, on the only will in existance have decided to surrender the property to the bank. The bank is saying that, even though we have the will and the death certificate, we have to have one of us assigned as executor so they can discuss the property disposition. It does not make since to me but if this is so then I need the correct for and legal direction I need to go.