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I have been told something totally different by a lawyer in Ventura regarding credit card debt. I was told that even if someone dies the card with their name on it is not the heirs responsiblity. I have also been told by a credit card company that if the card is not in my name I am not responsible for my mother's debt. In California the debt is neither your responsiblity if you are divorce and the card was in your spouses name as well as a parent who charged up debt. The card is not in my name and there will be no money anyway to pay off my parents debt.