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My mom passed away in May 2012. Her estate consisted of a home. Everything else she had given away prior to her death. She had a house that had a reverse mortgage on it. The pay off on the loan is $442,000.00 approx. The assessed value of the house is $505,000.00. My mom had a hand written will with my sister and I as co-executrix and we are her only heirs. Do we have to go through probate. Thanks