Can I conduct business and open a bank account before my DBA has been filed?
You should not be conducting business under your fictitious business name until you have filed a DBA statement. In addition, most banks will not allow you to open a business bank account until they see proof of the filed DBA.
When you are doing business under a company name, you need a company bank account to accept payments. Banks typically restrict cashing company checks with your personal account.
Every bank is different. Most banks have policies regarding DBA statements. If you experience a bank employee who will not accept your DBA statement, you may want to try a different branch or bank. Make sure to keep the original copy for your records in case you need it for future transactions.
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