Coming up with New Year's resolutions is never the problem; it's the following through that's tough.
Make 2009 the year that you finally keep all your resolutions. Below are three common (and commonly broken) New Year's resolutions, along with simple tips to help you achieve your goals and get started on a happy and successful new year.
1. Get Control of Your Finances
This has been on most of our to-do lists at one time or another, and because it's so daunting, it's an easy task to put off. But it's also a dangerous one to postpone. If you wait too long, you may find yourself under a mountain of debt. Stop procrastinating now with these 10 easy steps to getting your finances in order.
Once your financial future is in order, make sure it stays that way by keeping debt low and using credit wisely. Here are some things to consider before you apply for more credit.
2. Start Your Business
Many Americans dream of starting their own businesses, but never do it because they don't know how to get started. Owning a business has its challenges, but with a little planning and hard work, you can be your own boss. Don't let another year pass without realizing your dream. To get started, check out our start-up to-do list.
Forming your business is the first step, but then what? Find out what the US Small Business Administration can do to help you build a successful business.
3. Protect Your Family
Making sure your family is safe and provided for is an ongoing job. You can't prepare for everything, but it's important to plan for what you can and avoid accidents when possible. These fire safety tips can help your family prevent home fires and make a plan to get out safely in the event of a fire.
Another way to prepare for the unknown is to write a will. A will can protect your family—and especially your minor children—in the event of your death. Learn more about how a will protects your family and how easy it is to get one.
Follow our tips and you'll knock out your first three resolutions before February! Then you'll have the rest of the year to focus on the others.
Have a safe, happy, and successful 2009!