3-Step Personal Bankruptcy Process | LegalZoom.com 
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File for Personal Bankruptcy in 3 Simple Steps

Our 3-Step process

Here's how our bankruptcy process works:

  1. Complete the Bankruptcy Questionnaire
    Fill out our simple online questionnaire. It's easy to complete and there's no obligation to purchase.
  2. Consult with Your Attorney
    You consult with a licensed attorney from a bankruptcy law firm. The initial consultation is free. Many customers have the option of choosing from more than one law firm.
  3. Your Attorney Will Prepare and File Your Documents and Represent You Throughout the Process
    Once you decide how you would like to proceed and you've talked to your attorney, you can negotiate a fee for the attorney to prepare and file all necessary bankruptcy documents and provide representation throughout the process. With your bankruptcy handled, you'll be able to get your life back on track.

Get Started

PAID ATTORNEY ADVERTISEMENT: This portion of the LegalZoom website is a paid advertisement. It is not a lawyer referral service or prepaid legal services plan. The sole basis for the inclusion of this advertisement is the payment of a fee for certain advertising rights. LegalZoom does not endorse or recommend any lawyer or law firm who advertises on our site. We do not make any representation and have not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. The information contained on this site is not legal advice. Any information you submit through this site may not be protected by attorney-client privilege and may be provided to attorneys for the purpose of determining your need for legal services. All case evaluations are performed by a participating attorney.

To see the attorney in your area who is responsible for this advertisement, please click here. If you live in Alabama, Colorado, Florida, Iowa, Minnesota, Missouri, Montana, Nebraska, New Mexico, New York, South Dakota, Utah or Wyoming, please click here for additional information.

Participating law firms and attorneys help people file for relief under the U.S. Bankruptcy Code. They are federally-designated Debt Relief Agencies. This advertisement and all attorney services may be subject to additional terms and conditions and disclosures required under the U.S. Bankruptcy Code, which are available on the specific website(s) of each participating attorney or law firm. Please visit the website of the participating attorney in your area for more details. Any arrangement made by you and your attorney is strictly between you and them.

LegalZoom is not a federal Debt Relief Agency or a Bankruptcy Petition Preparer, as defined in §§ 101 and 110 of the Bankruptcy Code, respectively. LegalZoom does not receive any portion of any lawyer's or law firm's fees.