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I am trying to figure out if i am an employeee or contractor. I install appliances from numerous box stores. I have no choice in what jobs i get or the pay for those jobs. They are preset with the box store and the (people i work for). There is a scheduler for the (people i work for), that send me the work, i use my own equipment and am required to carry accesories and charge the customer and mark them up so everyone gets a cut. (the company i work for) takes a percentage of the pay and i get the rest.I have control of how my day is scheduled but not what needs done that day. the (people i work for) charge me extra if there is a error in paperwork or jobs not completed that day. Now want me to carry liability insurance, HELP.