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I have life insurance in place should something happen to me and my wife. My son is 18 and my daughter is 16. I want to know how, with LegalZoom, I can arrange investment and management of the insurance payouts so my children do not mis-manage or protect them from trustees mis-managing and essentailly stealing their inheritance?

I am very concerned and only trust my wife with financial matters concerning our children. I trust my mother-in-law, but only to a point.

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