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Hi Marcus, thanks for thinking of LegalZoom! We can certainly assist you in creating a Living Trust which you may list as the beneficiary of your life insurance. Additionally, within our Living Trusts you'll have the ability to establish a Children's Subtrust with which you can determine when these funds are distributed to children. Give us a call (1-800-773-0888, 6am-7pm PST, M-F) or send us an email (email@example.com) if you have questions. Or get started right away at: https://www.legalzoom.com/living-trusts/living-trusts-overview.html.