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I am 85 years old and haea credit card with the Bank of Ameerica with a $13,000.00 limit. However I keep it down very low. My name is the onlly name on it. Even my wife cannot sign to make a purchase with it. We own our home free and clear but it is in my wife's name only. My name is not on anything that we own. Not even the car. So what will happen if I owe 2 o 3 hundred dollars on the card when I die?