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Hi, thanks for your interest in LegalZoom. These are all great questions. While we can't advise you on what is best for your specific situation, typically Living Trusts are used to own assets and properties to avoid the court probate process. Here at LegalZoom we do offer state specific documents just for that purpose. For more information on our Trusts, please visit our education center http://www.legalzoom.com/living-trusts-guide/living-trusts.html. Or you can call uas at 1-800-962-7490, 6am to 7pm PST, M-F to speak to a representative regarding Living Trusts.