Build your business credit with CreditLadder
Build your business credit with CreditLadder
With step-by-step guidance and real support, we’ll help you build business credit that’s ready for what’s next.
CreditLadder provides step-by-step guidance and real support to help build your business credit for what's next. Plans start at $2,999 plus filing fees.
What is business credit?
Just like you have a personal credit score, your business can build its own credit profile. A business credit profile helps lenders, vendors, and banks assess how your business manages money—and whether it qualifies you for business loans, credit lines, or vendor terms.
Call (877) 684-2836
Why business credit
matters
Why business credit matters
Many new entrepreneurs use personal credit to cover business expenses, but using it can negatively affect your business over time.
Without a separate business credit profile, you may face limited funding options, higher interest rates, or unnecessary personal risk. Building business credit early helps you:
Protect your personal finances
Qualify for loans, vendor accounts, and lines of credit
Build a stronger financial foundation as your business grows
With the right structure and the right support, you can set your business up for long-term success.
CreditLadder
A smarter way to build business credit—with guidance, tools, and support you can count on.
CreditLadder is a guided program designed to help you build business credit with confidence. From one-on-one coaching to curated vendor lists and progress tracking, we’ll support you every step of the way. Here’s what’s included:
Dedicated credit coach
One-on-one guidance for 90 days to help you build credit step by step.
Multi-tiered credit building system
Move through a proven process with curated vendor lists and reporting support.
LaunchPad credit platform
Track your progress, access business tools, and stay organized.
Dun & Bradstreet registration
We’ll help you register and guide you through building your profile with D&B.
Build toward a strong credit rating
We’ll support your progress towards building a well-qualified Paydex score in as little as 90 days.
Who is CreditLadder for?
Whether you're just getting started or looking to grow, CreditLadder is designed for:
• First-time business owners who want to build credit the right way
• Entrepreneurs looking to separate personal and business finances
• Small businesses preparing to apply for funding, vendor terms, or lines of credit
• Anyone who wants real support—not just a list of steps to follow
Start building credit in 3 easy steps
Start building credit in 3 easy steps
Connect with a Business Advisor
We’ll learn about your goals, answer your questions, and help you get started with the right support.
02
Build your credit profile, step by step
With help from your dedicated credit coach, you’ll follow a proven path to establish and strengthen your business credit.
Track your progress—and prepare for what’s next
Use the LaunchPad platform to manage tasks, monitor your credit-building progress, and get your business ready for funding opportunities.
Trusted by over 4 million businesses
We’ve helped millions of entrepreneurs form, grow, and protect their businesses.
Personalized support, every step of the way
From your Business Credit Coach to our intuitive business tools, you’ll never be left to figure it out alone.
A guided process
that works
Our tools and coaching are designed to move at your pace with the support you need.
Frequently asked questions
What is a business credit score?
It’s a credit rating tied to your business, not you personally. It helps lenders and vendors assess how reliably your business handles financial obligations.
How is this different from using my personal credit?
Using personal credit can expose you to risk and limit your funding options. Business credit is separate—and helps protect your personal finances.
Do I need an existing business to start?
Yes. You’ll need to have formed your business (LLC, corporation, etc.) before enrolling in this program. Not formed yet? We can help you start one.
How long does it take to see results?
Many customers begin seeing real progress within 90 days, depending on their business setup and vendor activity.
Does this guarantee funding or a certain score?
No credit-building program can't guarantee funding, but we’re here to help you put your business in the best possible position to qualify.
Get helpful tips and information
*Based on survey of small business owners commissioned by LegalZoom (2023).
