Ruby Chakraborty

Ruby Chakraborty is a content writer and strategist with over six years of experience specializing in creating content in healthcare, lifestyle, and legal services. At LegalZoom, Ruby leverages her expertise in content to simplify intricate legal subjects and help readers with the knowledge they need to make well-informed choices.

What Is a Totten Trust and How Does It Work?

A Totten trust offers a simple way to transfer bank account funds to a chosen beneficiary without going through probate. Learn how totten trust account works, who it may benefit, and what limitations to consider before adding one to your estate plan.

Jul 16, 2026 · 15 min read

A woman is wearing her headphones and explaining her client about the pros and cons of a do-it-yourself will.

Do-It-Yourself Will: Pros and Cons

A DIY will is easy and affordable, but if you're not careful, it could cause issues for your estate. Learn how to create a will without an attorney.

Jul 16, 2026 · 16 min read

A business man engaged in ecommerce of shoes, checking his phone to understand more about per stirpes and per capita distribution while preparing his estate planning documents.

What Does Per Stirpes Mean in Estate Planning?

Per stirpes is the legal term for how assets are distributed if a beneficiary dies before you. Learn how it impacts your legacy and estate.

Jul 2, 2026 · 17 min read

Top 5 Benefits of a Living Trust

The 'living trust' has become an increasingly popular estate planning tool because of the many benefits it offers.

Jul 1, 2026 · 8 min read

A woman talking on her phone using earpods about revocable living trusts and everything she needs to know.

Revocable Living Trusts: Everything You Need to Know

By providing flexibility and privacy, revocable living trusts can be a valuable part of your estate plan.

Jul 1, 2026 · 6 min read

An elderly couple in discussion with an attorney about power of attorney for an elderly parent.

Power of Attorney for Elderly Parents: A Comprehensive Guide

Struggling to help aging parents with health or finances? A power of attorney (POA) speaks for them when they can't. Get key tips to protect their wishes and gain peace of mind.

Jun 25, 2026 · 29 min read

Two professionals sitting in the conference room with a pile of papers.

Is an Inheritance Considered Community Property?

Is your inheritance automatically shared with your spouse? Discover how the laws classify inheritances, key risks, and how to protect what’s rightfully yours.

Jun 24, 2026 · 19 min read

A smiling woman, sitting in her office and referring to her notes while studying about the different types of healthcare directives.

Advance Directive: Types, Forms, and How to Create One

Understand advance healthcare directives: the different types, activation triggers, state rules, free forms and more. Plan your end-of-life care thoughtfully.

May 7, 2026 · 6 min read

Woman focused on desktop computer's screen, researching on how to create a living will in 3 simple steps.

How to Create a Living Will Online in 3 Simple Steps

Create your online living will in 3 easy steps: questionnaire, expert review and state specific compliance. Secure your end-of-life wishes affordably.

May 7, 2026 · 5 min read

A woman working on her laptop to explore whether they need a living trust and talks on the phone with her lawyer.

Do I Need a Living Trust?

A living trust can be a powerful estate tool, but they're not right for everyone.

May 7, 2026 · 7 min read

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