Last Will and Testament
Specify your wishes and make things easier for those you care about.
This person will also ensure that your beneficiaries receive their inheritance.
Specify how you'd like to transfer your property to your heirs.
Name the right legal guardians for your children if you and your spouse can't be there.
Dying without making a will means you'll have no say over who receives your property. State laws will decide. In some states, only 1/2 of one's assets go to the surviving spouse. Depending on your situation, the rest would go to your children, parents or close relatives.
If you have minor children, a judge will decide who cares for them, and the situation may not be ideal.
Depending on where you live and the size of your estate, a living trust could be a more efficient way to distribute your assets. You can avoid going through the time and expense of a probate proceeding, in which a court reviews your will, appoints your executor and orders the distribution of your property.
A living trust requires more work than a last will. You must transfer your assets into the name of the trust after its creation. This process is often called trust funding.
Your Last Will document
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