Selecting an executor for your will is one of the most critical decisions you'll make in your estate planning journey. This person represents your estate after your death, handling everything from probate court filings to distributing your assets according to your will's instructions. Some situations might warrant appointing multiple executors, who share the role and have equal authority in managing your estate.
Who is an executor of a will?
An executor of a will is the trustworthy and responsible person you designate to carry out your last wishes and manage your estate after your death. The executor serves as your legal representative in probate court and holds authority over your estate's administration.
The executor's role begins when they file your will with the appropriate probate court and request to be appointed as your estate's personal representative. Once the court issues a letters testamentary (the official document granting authority), the executor gains the legal power to act on behalf of your estate.
What does an executor of a will do?
The following is a brief overview of an executor’s responsibilities:
- File the will for probate with the local court.
- Notify heirs and creditors.
- Identify, secure, and manage all estate assets, like bank accounts, investment portfolios, real estate, personal property, business interests, and any other assets owned by the deceased person.
- File tax returns and pay any outstanding debts, such as credit cards, mortgages, and medical bills.
- Distribute assets to beneficiaries after all of the deceased's debts, taxes, and administrative expenses are paid.
- If the will establishes trusts for minor children or other beneficiaries, the executor must work with trustees to ensure proper funding and administration of these arrangements.
Throughout the entire probate process, the executor must maintain detailed records of all transactions, decisions, and communications. Most states require executors to file periodic accountings with the probate court, detailing all income, expenses, and distributions. Proper record-keeping includes:
- Maintaining receipts for all expenses
- Documenting the basis for all decisions
- Keeping all correspondence with beneficiaries, creditors, and professionals
These records help protect the executor, ensure transparency for heirs and the court, and may be subject to court review and beneficiary inspection throughout the probate process.
When should you consider naming co-executors?
Consider naming co-executors when your estate involves complex assets, blended family dynamics, or when two people bring complementary skills to estate administration. You can have two executors or more, depending on your needs. They share the same legal responsibilities and fiduciary duties as single executors, but co-executors must coordinate their actions and decisions throughout the estate administration process.
Here are some common scenarios where designating co-executors can be helpful:
- You have family members or friends with different but complementary skills. Perhaps you have one child who is financially sophisticated and another with strong interpersonal skills.
- You own a business. Business owners sometimes benefit from appointing both a family member and a business partner or professional as co-executors. The family member can handle personal assets and family communications, while the business-savvy co-executor manages business interests and complex financial matters.
- Your estate includes assets in multiple states or countries. Multiple executors in different locations can help manage local requirements and logistics. Local executors can be particularly useful for real estate holdings or business interests that require local knowledge and presence.
- You have a blended family. An estate that covers blended families may benefit from having multiple executors, as it can provide a sense of balance and help ensure that all family branches have a voice.
What happens if one co-executor is unavailable or unable to act?
When one co-executor is temporarily unavailable due to illness, travel, or other circumstances, the other co-executor generally cannot proceed alone unless the will specifically permits it. This is why estate planning attorneys often recommend including provisions that allow one co-executor to act independently if the other is unreachable for a specified period (such as 30 days) or becomes incapacitated.
If one co-executor formally renounces their role by filing a written declination with the probate court, the remaining co-executor can proceed as the sole executor. Similarly, if a court removes a co-executor for cause—such as breach of fiduciary duty or failure to perform—the other co-executor continues with full authority. In emergency situations where immediate action is required to protect estate assets, some states allow courts to grant temporary authority to one co-executor, though this requires a court petition and hearing.
This underscores the importance of naming an alternate executor in your will. If both co-executors become unable to serve, your alternate can step in without the need for the court to appoint someone on your behalf.
Can you name all your children as co-executors?
Many parents face a difficult choice: name one child as executor and risk appearing to play favorites, or name all children as co-executors and potentially create conflict. While the instinct to treat children equally is understandable, equal treatment doesn't require equal roles. The executor position is a responsibility requiring specific skills—organizational ability, financial literacy, availability, and emotional steadiness during a difficult time—not an inheritance or honor to be divided.
If one child is clearly more qualified, consider naming them as the sole executor while requiring transparency with siblings through regular communication and accountings. Alternatively, you can name your most capable child as the primary executor and another as the successor executor if the first cannot serve. Some parents include provisions requiring the executor to consult with siblings on major decisions without granting them joint authority, which provides input without creating the coordination challenges of co-executors.
The reality is that sibling relationships are often tested during estate administration, and requiring co-executors to agree on every decision can amplify existing tensions rather than prevent them. If your children have a history of disagreement or if one lives far away, naming them as co-executors may delay the process and create unnecessary conflict during an already emotional time.
When you want to appoint a co-executor team, consult this guide on choosing an executor, as co-executors and a primary executor should have the same qualities. Additionally, executor requirements may differ slightly across jurisdictions, so be sure to follow your state’s guidelines.
What to do when a co-executor is not cooperating
When disagreements escalate into outright non-cooperation—where one co-executor refuses to respond to communications, sign necessary documents, or fulfill their fiduciary duties—you'll need to take more formal action. Start by documenting every instance of non-cooperation with specific dates, details, and any evidence of your attempts to work together. This documentation becomes critical if you later need to involve the court.
Next, send formal written communication (ideally through certified mail or email with delivery confirmation) requesting cooperation and outlining the specific actions needed. If this doesn't resolve the situation, engage the estate's attorney to send a formal notice reminding the uncooperative co-executor of their legal obligations and the potential consequences of breach of fiduciary duty.
When informal efforts fail, you can petition the probate court to remove the uncooperative co-executor. Courts take fiduciary duty seriously and can remove an executor who fails to act in the estate's best interest, refuses to perform required duties, or unreasonably delays administration. The court may then appoint a successor executor named in the will or allow you to proceed as sole executor. Beneficiaries also have standing to petition the court if both co-executors fail to act, so be aware that inaction from either party can prompt outside intervention.
What are the pros and cons of having co-executors?
Designating co-executors to serve together can provide several advantages in certain situations, but it also introduces potential complications that must be carefully considered.
| Pros | Cons |
| Shared workload based on individual strengths and avoids favoritism among family members | Potential for disagreement and conflict |
| Built-in support for difficult decisions | Coordination challenges with schedules and communication |
| Checks and balances for accountability | May require dual signatures, causing delays |
Some benefits of having co-executors include:
- Shared workload and support. Co-executors can divide responsibilities based on their individual strengths and expertise. For example, one co-executor might handle real estate matters while another manages investment accounts, or one might focus on family communications while another handles court filings and professional relationships. This division of labor can make the overall process more efficient and less burdensome for any single individual.
- Built-in consultation and support for difficult decisions. Co-executors can discuss choices about asset management, debt payment priorities, and beneficiary communications together, potentially reducing the stress on any individual executor.
- Checks and balances. The built-in accountability of co-executors can be particularly valuable when large sums of money are involved or when family tensions exist. The knowledge that another executor is reviewing decisions and actions can help ensure proper administration and provide reassurance to beneficiaries.
- Avoidance of favoritism. For example, naming two adult children as co-executors rather than choosing between them can help maintain family harmony, avoid hurt feelings, and ensure that both feel involved in the process.
Potential drawbacks of co-executors include:
- Potential for disagreement and conflict. Having more than one person weigh in on important and often complex decisions can be challenging. When co-executors cannot agree on important decisions, the estate administration process can be delayed while they work through their differences or seek court intervention.
- Potential for miscommunication or conflicting schedules. Co-executors must coordinate their actions and communicate regularly, which can be challenging if they have different schedules, don’t live in the same area, or have different approaches to problem-solving. Simple tasks may become more complicated when multiple people must be involved in every decision.
- Potential for delays from third-party requirements. Co-executors may need to provide additional documentation or face delays when accessing accounts or conducting business on behalf of the estate.
When do both co-executors need to sign documents?
In most states, co-executors have "joint authority" by default, meaning both must sign on all official actions. However, your will can specify "several authority," which allows each co-executor to act independently on certain matters.
Documents and transactions that typically require both co-executors' signatures include:
- Probate court filings and petitions
- Bank account access, transfers, and closures
- Investment account transactions and distributions
- Real estate deeds, title transfers, and sale documents
- Estate tax returns and income tax filings
- Distribution checks to beneficiaries
Financial institutions are particularly strict about signature requirements because they face liability if they release funds without proper authorization. This means that even routine tasks—like closing a small bank account—may require both co-executors to appear together or provide notarized signatures separately, which can add days or weeks to simple transactions.
When drafting your will, discuss with your attorney whether to grant several authority for specific routine tasks while requiring joint approval for major decisions like selling real estate or making large distributions.
How to name co-executors in your will
Naming more than one executor is fairly straightforward, but it’s important to fulfill the following steps to ensure that your intentions are clear and that your co-executors have all the information they need.
Step 1: Discuss your intentions with potential co-executors
The co-executors you’re thinking of choosing will have significant authority over your estate assets and will interact with your loved ones during a difficult time. The co-executors you're thinking of choosing will have significant authority over your estate assets and will interact with your loved ones during a difficult time. Be transparent about specific tasks, potential challenges, and any complicated issues—and confirm they are willing to take on these responsibilities.
Step 2: Consult an estate planning attorney or a trusted online service
Although it’s possible to write your own will, it’s best to use a qualified estate planning attorney or online estate plan service like LegalZoom to ensure that your final wishes are documented properly, include the correct language and clauses, and comply with state laws.
By carefully drafting your will with the help of a professional, you can give your co-executors the guidance they need—and help make things easier for your loved ones when the time comes.
Step 3: Include specifics in the will
Be as clear and specific as possible when naming co-executors in your will. Here are some things to consider:
- Although co-executors must act jointly in all decisions, some tasks may be divided up depending on each person’s skill set. Be clear about who you want to take on certain duties, such as handling bank accounts, managing digital assets, and so on.
- If a co-executor can't serve for whatever reason, appoint an alternate executor who can fill the role if needed.
- If certain estate assets must go to certain beneficiaries, clearly describe them. Avoid vague language that might be difficult for your co-executors to understand.
Step 4: File and communicate your updated will
Once you’ve updated your will, file it in a secure location and let your co-executors know where it is, providing them with any passwords or lock-box information. Notify your attorney of your will’s location, too.
Are co-executors paid for their work?
Co-executors can get paid reasonable compensation for their services, even if they are family. The amount varies by state and may be calculated as a percentage of the estate's value, an hourly rate, or a flat fee based on the complexity of the estate. For example, in California, executors can receive 4% of the first $100,000 of the estate’'s value.
When there are multiple executors, they typically split the total executor fee rather than each receiving full compensation. Using the California example, if the total fee is 4% and there are two co-executors, each would generally receive 2%. However, courts may award different percentages if co-executors contributed unequally to the work—one co-executor who handled the majority of tasks and court appearances may receive a larger share than one who was minimally involved.
To protect against disputes, co-executors should document their individual contributions and hours throughout the administration process. Some states allow co-executors to petition for reasonable hourly compensation instead of percentage-based fees, which can benefit those who take on disproportionate workloads. It's wise to discuss and agree on compensation arrangements before beginning the work and, ideally, document this agreement in writing.
How LegalZoom can help with estate planning
Choosing the right executor or co-executors and creating a comprehensive estate plan requires careful consideration of legal requirements, family dynamics, and your specific circumstances. LegalZoom provides the tools and expertise to help you make informed decisions and create legally sound documents that protect your loved ones and ensure that your wishes are carried out effectively.
Our estate plan services are designed to simplify the complex process of creating wills, selecting co-executors, and establishing estate plans. Whether you're creating your first will or updating an existing estate plan, you can get the guidance you need to plan for the future of your estate.
FAQs about co-executors of a will
Can co-executors act independently?
No, co-executors can't act independently. They are appointed jointly, meaning they must agree on decisions and provide both signatures on necessary documentation.
Can my spouse be my executor?
Yes, spouses commonly serve as executors and are often the natural choice due to their knowledge of the family's finances and wishes. However, consider your spouse's age, health, and comfort with financial matters—if needed, appoint a co-executor for support or name an alternate executor.
What is the first thing co-executors should do?
The first priority is to secure the deceased's assets and important documents—including the original will, financial records, and valuable property—and obtain multiple certified copies of the death certificate. Next, file the will with the appropriate probate court and petition for appointment as the estate's personal representatives. This time frame varies by state but typically must be done within a year of death. Once appointed by the court, the co-executors can begin the formal process of administering the estate.
What happens if co-executors disagree?
Co-executors who can't agree can seek mediation, consult the estate's attorney, or petition the probate court for direction. Your will can also specify how to handle disagreements, such as requiring a majority vote or designating one co-executor with final decision-making authority.
Edward A. Haman, Esq., contributed to this article