Brette Sember, J.D.
Brette is a former attorney and has been a writer and editor for more than 25 years. She is the author of more than 40 books, many of them about legal topics. Brette has written, edited, and consulted for a large number of legal outlets, legal websites, legal practice management software companies, online legal service companies, and law firms. She is a national expert on divorce and family law. View her work on her website.
More From This Author
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PTO vs. Vacation Time: Which Is Right for Your Company?
You know your employees need (and deserve) time off. Crafting your time-off policy requires some thought.
· 5 min read
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What Happens if You Default on Student Loans?
Student loans are serious financial obligations. Defaulting on a loan can impact your financial life for many years to come with serious repercussions. Find out what happens if you go into default.
· 3 min read
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What Are the Differences Between a Promissory Note and Bill of Exchange?
Promissory notes and bills of exchange are debt instruments that create a legal obligation to pay. Find out when you should use them.
· 3 min read
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Continue Your Business Relationship After Loan Default with a Loan Default Waiver
If your business defaults on a loan, a loan default waiver can be a way to get your finances back on track and continue to do business with your lender. Find out how a loan default waiver might work for your business.
· 4 min read
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Creating a Notice of Default on an Installment Promissory Note
When a borrower fails to pay an installment promissory note, the lender can use a notice of default to begin the collection process. Find out how to use a notice of default.
· 3 min read
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Put the Finishing Touches on Your Project with a Conditional Waiver and Release Upon Final Payment
Once you as a subcontractor receive final payment for work you've done, you will need to complete a conditional waiver and release upon final payment. This removes a mechanic's lien you've placed on the property. Learn how to use this form.
· 4 min read
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Protect Your Investment with a Lost Stock Certificate Affidavit
Can't find your hard-copy stock certificate? Find out how to protect yourself and your investment with a lost stock certificate affidavit.
· 4 min read
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How to Handle Final Balloon Payments on an Unsecured Promissory Note
Unsecured promissory notes with balloon payments can provide much-needed funding for a small business. Learn how these loans and structured and how to plan for a balloon payment.
· 3 min read
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Pros and Cons of an Interest-Only Secured Promissory Note
Discover the pros and cons of this kind of loan, so you can decide what will work best for your business.
· 3 min read
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Pros and Cons of Balloon Payments on a Promissory Note
A balloon payment is one structure to consider for promissory note repayment. Read about the pros and cons of this type of loan, so you can make the choice that makes the most sense for your business.
· 3 min read
