Brette Sember, J.D.
Brette is a former attorney and has been a writer and editor for more than 25 years. She is the author of more than 40 books, many of them about legal topics. Brette has written, edited, and consulted for a large number of legal outlets, legal websites, legal practice management software companies, online legal service companies, and law firms. She is a national expert on divorce and family law. View her work on her website.
More From This Author
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Create a Living Trust in Arkansas
When you die, your estate may have to go through a legal process called probate. Probate can be expensive and time consuming, but a living trust can let you avoid probate. Learn more about living trusts in Arkansas.
· 4 min read
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Create a Living Trust in Rhode Island
When you are working on estate planning, a revocable living trust (sometimes called an inter vivos trust) might be an option to consider. A Rhode Island living trust provides you with control over your assets, flexibility in their use, and privacy.
· 4 min read
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Create a Living Trust in West Virginia
A living trust in West Virginia allows you to keep your assets in trust during your life while you use and control them. After you die, the assets in the trust are distributed to your beneficiaries as per your instructions. A revocable living trust (also called an inter vivos trust) can be a valuable estate planning tool.
· 4 min read
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What Is a Tax Holiday? and How Do They Affect Small Businesses?
A tax holiday temporarily suspends a type of sales tax, increasing consumer interest and possibly increasing revenue for small businesses, but there are drawbacks. Find out how a small business can take advantage of tax holidays.
· 5 min read
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The Ins and Outs of Hold Harmless Agreements and Liability Waivers
Liability waivers protect your business against lawsuits for negligence. Find out how to use one for your business.
· 3 min read
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Protect Your Kitty with a Cat Bill of Sale
You're busy falling in love with the cat or kitten you are buying, but don't get distracted! For the sale to be legal, you need a cat bill of sale. Get the information you need about cat bills of sale.
· 3 min read
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Collect on Your Demand Promissory Note with a Demand for Payment Letter
A demand letter is the legal tool you can use to collect the outstanding balance on a demand promissory note. Get the details on when and how to use a demand letter.
· 4 min read
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How to Respond to an Adverse Action Letter
An adverse action letter is a notification that something on your credit report has caused you to be denied credit, a job, or insurance. Here's what to do if you get such a letter.
· 4 min read
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Do's and Don'ts of Performing a Credit Check for Employment
A credit report can be an important part of a background check for potential employees. Find out the requirements your business must follow when obtaining credit reports for applicants.
· 4 min read
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How to Write a Formal Demand Letter
A demand letter—or debt collection letter—is the first step in collecting a debt that is owed to you. Learn how to use a demand letter and what information to include in it.
· 4 min read
