No matter what type of business you run, getting a “doing business as” (DBA) name is a key step if you want to run your company using a different name than the one on your formation paperwork. A North Carolina DBA provides flexibility in how you present your brand to customers and helps you stay in compliance with state law. In North Carolina, businesses are required to register their DBA name at the county level through the Register of Deeds office.
If you're ready to get started, it's important to understand North Carolina's specific requirements, which differ from many other states in several key ways, including the ability to file for multiple counties with one application and the elimination of notarization requirements under the Assumed Business Name Act of 2017.
What is a DBA in North Carolina?
A DBA is a name a business uses that's different from its legal name. In North Carolina, if a business wants to use a name that is different from the name on the legal paperwork filed with the Secretary of State, it must register the new name as a DBA with the appropriate county’s Register of Deeds office. The official term for a DBA in North Carolina is “assumed name.”
Under North Carolina General Statutes § 66-71.1, any person engaging in business under an assumed name must file the appropriate certificate, making this a legal requirement rather than an optional business decision. So, if Frank's Hot Dogs LLC wants to do business as "Best Hot Dogs in Town," the owners must file an Assumed Business Name Certificate with the Register of Deeds. Without filing a DBA, the business cannot legally use that trade name in public, on official documents, or when opening bank accounts.
Each DBA can be registered in multiple counties across North Carolina, providing flexibility for businesses operating in different regions of the state.
Key features of North Carolina's DBA system
- Multiple-county filing: You can file DBAs for multiple counties with one application. This is a significant advantage over states that require separate filings for each jurisdiction.
- No notarization required: North Carolina eliminated the notarization requirement for Assumed Business Name Certificates in 2017, streamlining the filing process.
- Statewide database: Once filed, your DBA is added to a statewide database, making it searchable across all participating counties.
- Multiple DBA names per form: You can file for up to five assumed business names on a single certificate form. If you want to register more than five, you’ll need to submit another Assumed Business Name Certificate.
Who needs to file a DBA in North Carolina?
Under North Carolina law, filing a DBA is required when:
- You conduct business under any name other than your legal name or registered entity name
- You advertise, market, or present your business using an assumed name
- You need to open bank accounts under a trade name
- You enter into contracts using a name different from your registered business name
Specifically, such businesses must file an Assumed Business Name Certificate with the Register of Deeds office in the county where the business operates. This requirement applies to different types of business entities.
Sole proprietors
Sole proprietors don’t register with the North Carolina Secretary of State, instead operating under their own names. If they want to operate under a business name other than their legal name, they need a DBA. For example, if John Smith wants to operate "Smith's Landscaping Services," he must file a DBA, since this name differs from his legal name.
Partnerships
North Carolina partnerships that want to use a brand name rather than just the partners' names must register a DBA. A partnership between Jane Doe and Bob Johnson operating as "Coastal Marketing Solutions" would need to file an Assumed Business Name Certificate.
Limited liability companies (LLCs)
An LLC must file a DBA if it wants to run different businesses under the same legal company, use brand names that differ from the registered LLC name, or launch product lines or services under different names. For instance, "Triangle Tech Solutions LLC" would need a DBA to operate a division called "Quick Computer Repair."
Corporations
Corporations that plan to launch a product line or service under an assumed business name also need to file a DBA. This is common when corporations want to create distinct brand identities for different market segments.
Benefits of registering a DBA in North Carolina
Beyond legal compliance, there are several practical advantages to properly registering your DBA in North Carolina.
Establishing banking and financial services
You need a registered DBA to open a bank account under your business's trade name. North Carolina banks require proof of DBA registration before establishing accounts for assumed business names. This documentation is also necessary for:
- Accepting checks made out to your trade name
- Establishing business credit under your DBA
- Setting up merchant accounts for payment processing
Operating multiple brands
You can run multiple brands or services under the same legal company by filing different DBAs. This is particularly valuable for companies that want to operate distinct business lines, launch different product brands, or target different market segments.
Best practices for choosing a DBA name
When selecting your assumed business name, keep the following in mind:
- Avoid misleading names. Don't choose names that are misleading or that appear to pose as the name of a different business. This could lead to consumer protection violations.
- Don’t use governmental authority names. Make sure that your DBA name does not appear to be the name of a governmental authority or agency.
- Ensure an accurate entity designation. Don't choose a name that implies that your business is a different type of entity than it actually is. For example, don't use "Inc." when the entity is not a corporation or "LLC" when it's a sole proprietorship.
- Consider trademarks. While DBA registration doesn't provide trademark protection, avoid names that might infringe on existing trademarks or service marks.
How to file a DBA in North Carolina: Step-by-step
It's important to stay organized when filing a DBA and ensure that all information is accurate. Mistakes can slow down your approval or cause problems for your business operations.
Step 1: Search your business name
Before filing, conduct a business name search to verify that your desired DBA is available within the state. First, search the name on the Secretary of State’s Business Registration database to see if other businesses are registered under that name. Then, conduct a search on the Assumed Business Name database to view currently filed names.
While DBA registration doesn't guarantee exclusive use of a name, this search helps avoid potential conflicts and ensures your chosen name complies with state requirements.
It’s also a good idea to check that your desired DBA name isn’t trademarked in the state or federally. Conduct a North Carolina trademark search, then a federal trademark search on the US Patent and Trademark Office’s website.
Step 2: Complete the DBA form
Download the Assumed Business Name Certificate from the Economic Development Partnership of North Carolina (EDPNC) website or obtain it in person from your county Register of Deeds office. Some counties also offer e-filing for your DBA.
Your Assumed Business Name Certificate must include:
- Your assumed business name (up to five DBAs you want to use)
- Your legal business name (as registered with the Secretary of State, or your personal name for sole proprietors)
- The real name of the person engaging in business (including all owners, partners, or authorized representatives)
- The nature of the business (description of business activities)
- The street address of your principal place of business (physical location, not a P.O. Box)
- The mailing address (if different from the street address)
- The counties where you want to do business (you can select up to all 100 North Carolina counties)
Step 3: Submit your form
Submit the completed Assumed Business Name Certificate to the Register of Deeds office in the county where your business operates. North Carolina's 100 counties may have different submission methods.
- In-person filing: Available at most Register of Deeds offices during business hours
- Mail filing: Accepted by most counties with proper documentation and payment
- Online filing: Available in select counties with digital submission systems
Important: Not all counties offer online filing options. Contact your specific county Register of Deeds office to confirm available filing methods and any county-specific requirements.
Step 4: Pay the filing fee
The filing fee for an Assumed Business Name Certificate in North Carolina is $26, regardless of which county you file in. This fee covers registration in as many counties as you select on your application.
Check your specific county Register of Deeds for accepted payment methods (e.g., cash, check/money order, or credit/debit).
Step 5: Confirm your registration
Once filed and processed, your DBA will be added to North Carolina's statewide Assumed Business Name database. You should receive:
- A filed copy of your Assumed Business Name Certificate
- Confirmation of registration in your selected counties
- Access to your filing information in the statewide database
Keep your filed certificate in your business records, as you'll need it for banking and contracts as well as other business activities.
DBA costs, processing times, and renewals in North Carolina
Here is a breakdown of how much an assumed name in North Carolina costs, how long it takes to get one, and if you need to renew your DBA.
Filing costs
The standard filing fee for a North Carolina Assumed Business Name Certificate is $26. This fee covers multiple counties and up to five DBAs. So, for one DBA, registration in all 100 North Carolina counties costs the same as registration in one.
In addition to the $26 filing fee, some counties may charge an additional convenience charge for e-filing, such as is the case with the Orange County Register of Deeds.
Processing times
According to state law, counties have up to 30 days to process Assumed Business Name Certificates from the date that they were filed. Within that time frame, processing times vary by county and by filing method.
Renewal requirements
North Carolina does not require periodic renewal of Assumed Business Name Certificates. Once filed, your DBA remains valid unless:
- You cease doing business under the assumed name
- You voluntarily withdraw the certificate
- The underlying business entity is dissolved or terminated
DBA vs. LLC vs. trademark: Key differences
Understanding the distinctions between a DBA, LLC, and trademark is crucial for North Carolina business owners making strategic decisions about business structure and name protection.
Liability protection
DBA (assumed business name):
- Provides no liability protection
- Does not create a separate legal entity
- Personal assets remain at risk for business debts and obligations
- Suitable for sole proprietors and existing entities wanting additional name flexibility
LLC:
- Provides strong liability protection for members
- Creates a separate legal entity distinct from its owners
- Personal assets are generally protected from business liabilities
- Must be registered with the North Carolina Secretary of State
- Requires ongoing compliance (annual reports, registered agent, etc.)
Trademark:
- Provides no liability protection
- Protects intellectual property rights in names, logos, and branding
- Can be used with any business structure
- Offers legal recourse against unauthorized use of protected marks
Name rights and exclusivity
DBA registration in North Carolina:
- Does not provide exclusive name rights
- Does not prevent others from using similar names in different counties
- Does not provide trademark-level protection against infringement
- Primarily serves as public notice of assumed name usage
LLC name registration:
- Provides exclusive use of the exact name within North Carolina
- Prevents other businesses from registering identical names with the Secretary of State
- Does not protect against trademark infringement
State or federal trademark:
- Provides statewide or nationwide protection for registered marks
- Offers strongest legal protection against unauthorized use
- Covers use in commerce across one or all states
- Can be enforced through state or federal courts
Taxes and compliance
DBA filing:
- No separate tax obligations created by DBA registration
- Business income reported under the underlying entity's tax structure
- Minimal ongoing compliance requirements
LLC formation:
- Separate tax elections available
- Annual report required with the North Carolina Secretary of State
- Registered agent requirement
Trademark registration:
- No direct tax implications from trademark ownership
- Potential business deductions for registration and maintenance costs
- Periodic renewal requirements (every 10 years for both North Carolina and federal trademarks)
After you file a DBA: Next steps for North Carolina businesses
After submitting your Assume Business Name Certificate, ensure that your DBA is properly integrated into your business operations and compliant with North Carolina requirements.
Open a business bank account
With your filed DBA certificate, you can now open a business bank account under your assumed business name. Contact your chosen bank beforehand to confirm their specific requirements for DBA account opening, as requirements may vary between institutions. Your bank may require some or all of the following:
- Original or certified copy of your filed Assumed Business Name Certificate
- Business formation documents (such as articles of incorporation for a corporation)
- Federal employer identification number from the Internal Revenue Service (if applicable)
- Social Security Number (if you’re a sole proprietor)
- Business license (if required for your business type)
- Personal identification for all account signers
- Initial deposit as required by the bank
Refresh business documentation
Review and update all business materials to reflect your new DBA name. This includes contracts and agreements, invoices, business cards and marketing materials, and your website and social profiles.
Update tax registration
While a DBA doesn't create separate tax obligations, you may need to update certain registrations.
- North Carolina Department of Revenue: Update business name information for sales tax accounts.
- IRS: Notify the IRS of your assumed business name for tax correspondence.
- Local tax authorities: Update property tax records if you own business real estate.
- Workers' compensation insurance: Update policies to reflect your DBA.
Update local business licenses and permits
Check with local municipalities where you conduct business to determine if you need to update existing business licenses to reflect your DBA or obtain new permits.
Maintain ongoing recordkeeping and compliance
It’s important to maintain proper documentation for your DBA. Stay compliant by keeping the original certificate in a secure location with your other important documents and having copies on hand for any business purpose that comes up. You should also keep track of the business activities conducted under your DBA and the counties where you’re registered.
Review insurance policies
Review all your business insurance policies to ensure that coverage extends to operations under your DBA. This could include general liability, professional liability, and property insurance policies.
Use LegalZoom’s DBA service for your North Carolina assumed business name
LegalZoom has helped thousands of North Carolina businesses register their DBAs without the hassle of navigating county-specific requirements. Our comprehensive service includes:
- Professional guidance through North Carolina's specific DBA requirements
- Form preparation and review to ensure accuracy and compliance
- Customer support from knowledgeable representatives familiar with North Carolina law
- Fast, reliable processing with tracking and confirmation
LegalZoom's experienced team can handle the details while you focus on growing your business. Our streamlined DBA registration process eliminates guesswork and reduces the risk of costly mistakes or delays.
FAQs about filing a DBA in North Carolina
How long does it take to get a DBA in North Carolina?
Processing times vary by county, but all Assumed Business Name Certificates must be processed within 30 days of the filing, according to state law.
Can I file a DBA online in North Carolina?
Online filing availability varies by county. Not all of North Carolina's 100 counties offer online submission systems. Contact your specific county Register of Deeds office to confirm available filing methods. Many counties accept mail submissions as an alternative to in-person filing.
Do I need a DBA to open a business bank account in North Carolina?
If you want to open a bank account under a name different from your legal business name or personal name, you must have a registered DBA. Most North Carolina banks require proof of DBA registration (your filed Assumed Business Name Certificate) before establishing accounts for assumed business names.
Can one business have multiple DBAs in North Carolina?
Yes, a single business entity can register multiple assumed business names in North Carolina. You can file up to five assumed business names on one certificate form, and there's no limit to the total number of DBAs a business can register. Each DBA must be properly registered and can be used for different business activities, product lines, or market segments.
What happens if I don't register my DBA in North Carolina?
Operating under an assumed business name without proper registration violates North Carolina law and can result in:
- Legal penalties and potential fines
- Inability to open bank accounts or establish business credit under your trade name
- Contract enforceability issues when using an unregistered name
- Consumer protection violations if the unregistered name misleads customers
Can I use a DBA in multiple states?
A North Carolina DBA registration only provides legal authority to use your assumed business name within North Carolina. If you plan to conduct business in other states under the same assumed name, you must file separate DBA registrations in each state according to their specific requirements. State DBA laws vary significantly in terms of filing procedures, fees, and renewal requirements.
Do I need to publish my DBA in a newspaper in North Carolina?
No, North Carolina does not require newspaper publication of Assumed Business Name Certificates. North Carolina's statewide database serves as the public record for assumed business names, eliminating the need for newspaper publication requirements.
How do I cancel or withdraw my DBA in North Carolina?
If you stop doing business under your assumed name, you should file the Withdrawal of Assumed Business Name Certificate with the Register of Deeds office where you originally filed. While North Carolina doesn't require formal withdrawal, it's good business practice to notify the appropriate authorities when you cease using an assumed business name to maintain accurate public records.
Can I trademark my DBA name?
Yes, you can potentially trademark your DBA name if it meets state and/or federal trademark requirements. Consider consulting with an intellectual property attorney to determine if trademark protection is appropriate for your assumed business name.
What's the difference between a DBA and a trade name in North Carolina?
In North Carolina, "DBA" (doing business as), "assumed business name," "fictitious business name," and "trade name" are essentially synonymous terms. The official legal term used in North Carolina statutes is "assumed business name," but all these terms refer to the same concept: a name used by a business that differs from its legal registered name.
Carolyn Albee and Sam Eichner contributed to this article.
