Top 10 Frequently Asked Questions About Wills

Don't let unfamiliarity stop you from properly planning your estate. Find out the answers to 10 of the most common questions about last wills.

Start your will today

Trustpilot star rating bar
Woman in striped shirt working on a laptop at home

Contents

Updated on: May 22, 2025
Read time: 9 min

Most people understand the necessity of having a last will. Even if you're young and just starting out, you likely have some assets, so it's important to have a last will. As you acquire more wealth or start a family, the value of having a will grows.

Financial and legal experts recommend basic estate planning for everyone, but there are many misconceptions about how the various types of documents work. To help you get better acquainted with the estate planning process, we’ve answered frequently asked questions about wills and other estate planning documents. Start preparing for your future now.

A woman breastfeeds while looking at her laptop

What happens if a person dies without a last will?

When a person passes away without a last will, their assets are passed through the courts for distribution according to the laws of intestacy. In other words, the deceased person's assets will be distributed according to the laws of the state—not necessarily according to the deceased's wishes.

Intestacy laws vary by state, but generally speaking, money and other assets typically pass to blood relatives. The state will attempt to find any living relatives and pass the estate to them. Here are some examples of intestate succession:

  • If a person dies with a spouse, the estate passes to the spouse.
  • If a person dies without a living spouse, the estate passes to their children equally, if they have children.
  • If there are no children and no spouse, the estate passes to any living parents.
  • If the person doesn’t have a living spouse, children, or parents, the estate passes to their siblings.
  • If the deceased has no immediate family, their estate passes to other blood relatives, like grandchildren, aunts and uncles, or cousins. Otherwise, it passes entirely to the state.

Can a will be challenged in court?

Yes, a will can be challenged in court by beneficiaries or would-be heirs in certain situations.

  • Incapacity: You have proof that the person who made the will (known as the testator) was not of sound mind when the document was created.
  • Fraud, forgery, or undue influence: There is evidence that the testator was tricked or coerced into adding or removing certain elements or beneficiaries of the will, or that their signature was forged.
  • Existence of another will: There is a newer will or other versions of the will.
  • Unmet state requirements: The will wasn’t drafted or signed according to state law, meaning that it might not be legally enforceable.

It’s important to first determine if you have evidence of legal grounds to contest the will. After all, the legal process can be quite lengthy and expensive, so you want to make sure you have the highest chance of success.

What should be included in a will? 

First, you’ll want to appoint an executor of your estate. This is the person that will handle your estate according to your will, seeing it through the probate process, if necessary.

Next, you’ll want identify the beneficiaries of your assets and personal property. Be as specific as possible—any ambiguity in a will could cause it to be contested in court.

In addition to these essential elements, last wills can include:

  • A list of items that might not have financial value but have significant personal value, such as like family keepsakes, photographs, and so on—and the beneficiaries of these items
  • If you have minor children, name a guardian and a successor guardian to care for them (it’s a good idea to have a conversation with your intended guardians before you name them to this role)
  • A person to take care of your pets
  • Preferences for a funeral as well as burial or cremation

Does a person have to have a minimum amount of assets to create a last will?

No, there is no minimum amount of assets to create a last will. A person can make a last will to distribute assets worth anywhere from $1 to $10 million and beyond. 

Even if you think, “I don’t have much,” remember that any items you own might have significant monetary or sentimental value, like cars, jewelry, flight and hotel points, artwork, copyrights and trademarks, and even furniture and kitchenware. A last will is the best place to determine who inherits your assets and how your estate—no matter how big or small—is handled.

Of course, the distribution of any assets can have tax implications. For that reason, it’s important to understand how inheritance will be taxed as you make your estate planning decisions. We recommend consulting with estate planning attorneys and tax professionals who are well-versed in estate and tax law, especially for large or complicated estates.

What is the difference between a living will and a last will?

The main difference is that a last will is used to distribute assets and specify certain final wishes after death, while a living will is used while someone is alive. 

Also known as an advance directive, a living will is created while a person has the capacity to make their own decisions, with the purpose of providing healthcare instructions in the event that they become incapacitated. For example, a living will can include certain directives, such as whether or not life support is desired, and designate a medical power of attorney.

Living wills are simpler to set up and modify, but it’s important to work with a professional to set up your living will to ensure your wishes are unambiguous and that the document complies with your state’s laws.

What are the main benefits of a living trust vs. a last will?

A last will's main benefit is its simplicity. The drawback is that your family members and other beneficiaries may have to wait months until your assets go through probate court and are distributed.

A living trust, on the other hand, can be used to transfer property and assets to beneficiaries without going through the probate process. This can save time and money. Also, it keeps your estate private, whereas a last will, once probated, will become public record.

People often use a last will and a living trust together (last wills are included in LegalZoom’s professional living trust services). Known as a pour-over will when used in conjunction with a trust, it can be used as a catch all for any assets not otherwise owned by the living trust.

Can I write my own will, or do I need a lawyer?

Yes, you can write your own will. Many people choose a “do-it-yourself” will because it’s cost-effective and convenient. 

This option is ideal for simple estates, meaning that they might have easily valued assets and aren’t above the estate tax threshold (currently about $14 million)—and even with a simple estate, any ambiguity or noncompliance with state law could cause your will to be contested or even rejected by the court.

You may get extra peace of mind by working with a professional to help you create your will, especially if you have a complex estate. An estate planning attorney can help you evaluate your assets and provide legal guidance on distributing complicated assets, like businesses or jointly held property ownership. They can also shed light on state or federal estate tax laws, and ensure that your will is legally enforceable. LegalZoom offers guided DIY products with the option to add attorney guidance and review of your documents.

So, long answer short: While you can write your own will, hiring a professional is the best option for complex estates and individuals who want to ensure that their will is properly executed.

How often should I update my will?

Outdated wills won’t do anyone any good—they may only introduce confusion in the probate process. To avoid lengthy probate, confused beneficiaries, and potentially intestate succession, you should update your will routinely. A good schedule is to revisit it every one to three years or after major life events such as marriage, divorce, adoption, the birth of a child, the death of someone named in your will, or a change in your relationship with one of your beneficiaries.

Approach updating your will like this: If there are no significant changes to your wealth, assets, household, beneficiaries, or executor, the one-to-three year time frame is great. But if any of these situations changes, update your will at that time.

Other events that may call for changes to your will include new life insurance policies or retirement plans, real estate investments, recently inherited wealth, or even moving to a new state.

Do all wills have to go through probate?

No, not all wills have to go through probate—it depends on the value and complexity of the estate and the types of assets included. Let’s review these factors. 

  • Value. In some states, if the total value of the estate is under a specific threshold (usually a relatively low amount), the estate won’t need to go through probate. Even if the estate doesn’t meet this monetary threshold, there may be some cases where certain assets, like real property, may be subject to probate.
  • Types of assets. Certain assets are considered non-probate assets, like retirement accounts, insurance policies, pensions, bank accounts with payable-upon-death designations, and transfer-on-death securities. These are directly transferred to the named beneficiary and don’t go through probate.

You can take a deeper dive into this topic in our article about whether or not a will goes through probate. While this is one of the top frequently asked questions about wills, it’s important to remember that probate laws vary by state, so be sure to consult your state’s guidelines and an estate planning or probate attorney to better understand your situation.

Where should I store my will?

Deciding where to store your will—and who has access—is extremely important. The good thing is that you have several options. 

A common choice for will storage is a fireproof and waterproof lockbox in your home. This option is cost-effective and gives you complete control over the whereabouts of your will, as a lockbox can be stored wherever you choose and move with you. Plus, a lockbox can be found easily by family members after your death.

You can also store your will in a safety deposit box at a bank. While this is typically one of the safest storage solutions, some might consider it too safe. Access to a safety deposit box can be difficult, with some states even requiring executors to have a court order to open it after your death.

Additional storage options are the county court and your attorney’s office. Some county courts or clerks offices accept deposits of wills for a fee and will store them until probate. Additionally, your attorney may hold your original will or a copy of it for safekeeping. 

For those who prefer digital storage, keep in mind that while this is a convenient solution, many states don’t yet accept digital wills. You may need to augment digital will storage with physical storage of the original document. Take a look at this map of states that have adopted versions of the Electronic Wills Act to see if your state accepts digital wills.

No matter which option you choose, the most important thing to remember is to tell your executor and beneficiaries where your will is being stored and provide access information.

Next steps: How do I decide what’s best for me? 

Even with this breakdown of frequently asked questions about wills, it’s normal to still feel unsure of what you need to protect your family. Whether or not a will is wholly adequate for your estate planning needs depends on your individual circumstances. To decide how to move forward, remember this: The most important thing is that you don't neglect planning your estate. Proper estate planning is the best way to protect your loved ones and make sure your assets are distributed according to your wishes.

Take the next step in protecting your family’s future by exploring LegalZoom’s estate planning services. Our network of experienced attorneys can help you determine which documents are right for your estate, guide you through the process, and provide the legal expertise needed to comply with state requirements for last wills.

Start your will todayStart Now
Twitter logoFacebook logoLinkedIn logoReddit logo

This article is for informational purposes. This content is not legal advice, it is the expression of the author and has not been evaluated by LegalZoom for accuracy or changes in the law.

75 days ago
Trustpilot star rating bar

legal zoom is the way to go

The representative was very knowledgeable about how long it takes to transfer a deed from one person to the next he explained everything and he was very pleasant when speaking to him

Ross
75 days ago
Trustpilot star rating bar

I find that LegalZoom has all the…

I find that LegalZoom has all the answers if you're starting a business an LLC and incorporation or you're doing a trust or a Will. These are the people you want to trust don't go to an expensive attorney you're just throwing your money away. Legal soon gets five stars!

Sean Christopher
75 days ago
Trustpilot star rating bar

I spoke to the representative today about a Trust...

I spoke to the representative today regarding a question about an existing Living Trust. She was very helpful - told me exactly what I needed to know and how to accomplish it. As a representative in the Financial field I guide clients all the time on where to get documents done right - and its always LegalZoom - easy and effecient!

Gareth
84 days ago
Trustpilot star rating bar

We could not be more Pleased with the…

We could not be more Pleased with the help and service we had during the up dating of our Living Will and Advanced Directive

Richard Poulton
87 days ago
Trustpilot star rating bar

Legal Assistance for the rest of us

Legal Zoom has made it easy and affordable for us to create an LLC, a Will, and a Trust for our families.

K Chapman
90 days ago
Trustpilot star rating bar

pleasant and willing representatives…

pleasant and willing representatives ready to help me navigate through your system and supply attorney contact information for my legal questions for my last will & testament

Mark Impink
90 days ago
Trustpilot star rating bar

LegalZoom .com has exceptional, real, staff to help. I met one!

I purchased multiple accounts to update both our Living Wills and Estate Plans. After utilizing LegalZoom.com’s user-friendly and intuitive platform for these legal documents, I found it necessary to call for clarification on some information within our account. I spoke with Sandra Balderas, who expertly addressed the mistakes I had inadvertently made. Her professionalism and friendliness greatly enhanced the experience. I realized that LegalZoom is not only a straightforward website to navigate for such complex matters, but it also boasts exceptional employees. Thank you, LegalZoom.com, and especially Sandra Balderas, for guiding me through the process. I’m thrilled to have discovered LegalZoom.com.

Max -Phoenix, Arizona
90 days ago
Trustpilot star rating bar

Sarah was most helpful today regarding updating my estate plan

Sarah was most helpful today regarding updating my LZ docs created 3 years ago. She made sure I had all the information I needed, not just what I asked for. Thank you Sarah!

Diane Floyd
96 days ago
Trustpilot star rating bar

Quick and easy experience creating a…

Quick and easy experience creating a will package.

Kristin Steel
101 days ago
Trustpilot star rating bar

Used them past 10 years

Used them past 10 years. I needed another will and power of attorney.

MERLYN C
101 days ago
Trustpilot star rating bar

Tammy was wonderful and very…

Tammy was wonderful and very knowledgeable. It's because of her that I am going to open a living trust with legal zoom. She was great. Thank You

Erin
109 days ago
Trustpilot star rating bar

Pleasant Experience

Patience and weel given explanation about the process of how a "Living Trust" & "Deed" works after transitioning and guidance on how to contact an attorney whenever I need legal advice.

Sharron Martin
111 days ago
Trustpilot star rating bar

It was a breeze to deal with Legalzoom…

It was a breeze to deal with Legalzoom and finished my estate plan within an hour!! Thanks again

BT
115 days ago
Trustpilot star rating bar

Great team…

Mark and Legal Zoom make estate planning affordable and attainable.

Christopher Maginnis
147 days ago
Trustpilot star rating bar

Living Will & Forming my LLC

I have used Lega Zoom for several items, including my living will and items to form my LLC for my business. It's fast, easy, and thorough. The customer service is fantastic! I am working with David on a few items for my will,l and he has been a delight. He follows up when he says he will and is incredibly helpful. I highly recommend this company.

Kristen J
159 days ago
Trustpilot star rating bar

Nadia made it very easy for me to make…

Nadia made it very easy for me to make a decision to sign up and create my estate planning documents with legalsoom. She was very professional and knowledgeable about the package that I chose. She also offered her direct contact for any future questions I might have.

Melita D'Anna
168 days ago
Trustpilot star rating bar

Kylie helped me to review my history of…

Kylie helped me to review my history of trying to complete my estate plan and contacting a legal advisor that comes with my account. She was patient, knowledgable, and helpful.

Paula
172 days ago
Trustpilot star rating bar

I have worked with Mark Champ on… Last Will & Testament, Living Will, Quit Claim Deed

I have worked with Mark Champ on several documents I needed and every time he has provided me with every thing I needed and with so much graciousness and knowledge. It has always been such a pleasure working with Mark!!!!!!!!!!!!!

Cathy Donaldson
207 days ago
Trustpilot star rating bar

Most Dedicated Representative!

Patti Green was the most informative person in guiding me through the process of completing my estate plan . She was always there for me to answer my questions and give excellent advice . Also , she was very polite and considerate ! Legal Zoom is so fortunate to have Patti on their team . Thank you , Patti for all of your assistance and kindness !

Priscilla Page
285 days ago
Trustpilot star rating bar

Patti Green is GREAT!

Ms. Patti Green walked me through the Estate Planning process. She was very professional, patient and kind. Planning for when you are no longer here is very intricate and difficult. Working with Ms. Green helped give the assurance that I am doing the right thing for myself and loved ones.

TRINESSA
Rated4.6out of 5 based on24,070+ reviewson

Showing our favorite reviews