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Get a fresh start

Everyone deserves a second chance. Fortunately, U.S. law allows people to start over by eliminating or reducing their debts. If you are overloaded with debt and harassed by creditors, find out what your options are from a bankruptcy attorney. The attorney can give you straight answers to your bankruptcy questions and help you relieve the burden of debt.

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Free Bankruptcy Evaluation - Find Out if Filing Bankruptcy is Right for You

A free evaluation by a participating law firm to discuss your options

Choose a Bankruptcy Law Firm - Get Help Filing Bankruptcy

The opportunity to choose from more than one law firm (where available)

Work with a Bankruptcy Attorney - Get Help throughout the Bankruptcy Process

A bankruptcy attorney to help you through the process

3 easy steps

File Bankruptcy Online - Complete a Simple Questionnaire to Get Started

1. Complete our simple online questionnaire

Receive a Free Bankruptcy Evaluation from a Law Firm - Learn Your Bankruptcy Options

2. Receive your free bankruptcy evaluation from a participating law firm

Get Help Filing Bankruptcy - A Bankruptcy Attorney Will Help You Declare Bankruptcy

3. A bankruptcy attorney will handle your bankruptcy filing

Ask away. We have answers.

Common questions

What is a chapter 7 bankruptcy?
Chapter 7 is one type of bankruptcy procedure designed to eliminate most debt. These procedures are called "chapter 7 bankruptcies" because they are outlined in chapter 7 of the Bankruptcy Code. Chapter 7 bankruptcies are also called "fresh start" or "liquidation" bankruptcies. In general, you will not be able to file under chapter 7 if your monthly disposable income is too high. Instead, you will need to file under chapter 13.
What is a chapter 13 bankruptcy?
Chapter 13 (sometimes called a "wage-earner plan") allows an individual to pay his or her debts over an extended period using a court-approved, supervised, and enforced payment plan. In many cases, some creditors may be paid in full and some amounts may be discharged).
What happens to my assets during a bankruptcy?
It's a common belief that you will lose everything if you file for bankruptcy, but that is not necessarily the case. How much you can keep depends on the type of bankruptcy you file, the value of your property, the amount of your debts, and the state in which you live.
How can filing for bankruptcy help with creditors?
After you have prepared and filed your bankruptcy paperwork, the court clerk will notify all of your creditors of your bankruptcy filing and inform them that they may no longer contact you. If your creditors continue to pursue you after receiving notice of your bankruptcy, they may be subject to sanctions by the bankruptcy court.

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Questions and answers

This public forum is not intended to provide legal advice and is not a substitute for professional legal advice. Unless specifically indicated, the content is not drafted, supported, or vetted by LegalZoom. It is simply a place for customers to help customers. If you need legal advice, LegalZoom can connect you to a licensed and independent attorney. If you are providing answers, please do not provide legal advice if you are not qualified or licensed to do so.

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